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Forgotten funeral costs

The most commonly forgotten costs when funeral planning are probably disbursements such as cremation or burial fees and death certificates. Embalming services and ashes caskets or scatter tubes are also commonly forgotten about.

The funeral director is the best person to advise on funeral costs, as they work hard to ensure their costs are clear.

Funeral directors that are members of the National Association of Funeral Directors (NAFD) follow a strict code of practice which ensures fairness and transparency. You can read more about the code of practice here

Some of the costs involved in arranging a funeral include:

  • Conveyance of the deceased to the funeral director’s premises

  • The services of your funeral director including care of the deceased until the cremation or burial takes place, arranging viewings (optional), preparation for the funeral, etc 

  • Embalming (optional) 

  • Newspaper obituary (optional)

  • Coffin

  • Floral tributes (optional) 

  • A hearse to convey the deceased to the nearest crematorium/church/cemetery 

  • Provision of transport for family or friends if required 

  • Provision of the necessary funeral arrangements including possible venue hire for the wake 

  • The cost of cremation/burial 

  • Bearers to carry the coffin at the funeral (optional) 

  • Medical fees for cremation certificates 

  • Scatter tube or urn for the ashes (if cremated) 

  • Minister’s or officiant’s fees

Remember, funeral directors will help you personalise the funeral to suit your requirements and budget. Read our helpful guide on ways to keep funeral costs down.

If you are worried about the costs involved in a funeral it can be a good idea to purchase a pre-paid plan or talk to the Citizen’s Advice Bureau or your local council about any payments you may be entitled to.

Ecclesiastical Planning Services Limited (EPSL) Reg. No. 2644860. EPSL is an Appointed Representative of Ecclesiastical Financial Advisory Services Limited (EFAS) Reg. No. 2046087. EFAS is authorised and regulated by the Financial Conduct Authority. Firm Reference Number 738805 (EPSL) and 126123 (EFAS). Both companies are registered in England at Beaufort House, Brunswick Road, Gloucester GL1 1JZ.
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