Skip to content
Pre-paid funeral plans image of family on beach

Benefits of pre-paid funeral plans

A Perfect Choice funeral plan enables you to pre-arrange and pre-pay for your funeral and reduce the worry for your loved ones so you can get on and enjoy life knowing that these essential arrangements are in place. A Perfect Choice pre-paid funeral plan also enables you to: 

  • Fix your funeral director’s costs and you can choose to make a contribution towards third party costs which are outside the control of your funeral director

  • Choose from a range of flexible payment options - call us for more details

  • Choose from one of our online set plans or bespoke your funeral with our Personal Plan  

  • Access expert advice from an approved funeral director

Your pre-paid funeral plan guarantees

A Perfect Choice pre-paid funeral plan gives you five valuable guarantees: 

  1. Guaranteed acceptance: anyone aged 18 or over can take out a Perfect Choice funeral plan – there is no age limit, nor do you need to answer any medical questions or undergo any medical examinations.

  2. Guaranteed payment: we guarantee that your plan will pay for your agreed funeral director’s costs, no matter what happens to the economy. As long as you stay in the same area, use the same funeral directing firm and your requirements don’t change, your family won’t be asked to pay a penny more for your funeral director’s costs regardless of how long you live or how much prices rise. Some of our plans also include a contribution towards third party costs which are outside of your funeral director’s control. Only if these costs increase more than the growth of the plan, would there be additional charges at the time of the funeral. Please see our Terms and Conditions for full details.

  3. Guaranteed control: if you change your mind about any of the details of your plan, that’s not a problem. You can add to or alter your plan whenever you wish. Please note, there may be an additional cost if you add new features and services to your plan. 

  4. Guaranteed quality: because Perfect Choice plans are carried out by members of the National Association of Funeral Directors and we, as the plan provider, are registered with the Funeral Planning Authority, you know that the funeral will be conducted to the highest professional standards. 

  5. Exceptional financial security: every penny of the full value of a Perfect Choice plan (excluding the initial management fee) is held securely in a whole of life assurance policy and ring fenced to pay for your funeral when the time comes for total peace of mind. We could pay out on all of our plans at any given point in time.

Find out more about our pre-paid funeral plans

Ecclesiastical Planning Services Limited (EPSL) Reg. No. 2644860. EPSL is an Appointed Representative of Ecclesiastical Financial Advisory Services Limited (EFAS) Reg. No. 2046087. EFAS is authorised and regulated by the Financial Conduct Authority. Firm Reference Number 738805 (EPSL) and 126123 (EFAS). Both companies are registered in England at Beaufort House, Brunswick Road, Gloucester GL1 1JZ.
Website Terms and Conditions