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Cremation or burial

Families often deliberate over whether the deceased wanted a cremation or burial; indeed, this has been known to cause family disputes. This is because relatively few of us discuss our funeral wishes with our family. Selecting a pre-arranged funeral leaves no doubt as to which type of funeral you prefer.


Cremation cannot occur until the cause of death is established. The crematorium usually requires five forms, signed by the executor or next of kin, the doctor, the crematorium’s medical referee and the funeral director. After cremation, the ashes of the deceased are given to the family. Again, families are often unsure what to do with these ashes, and you can make your wishes known when you set up your funeral plan. The choices would be to have the ashes scattered in the crematorium’s Garden of Remembrance or in place specified by you, kept by your family, or interred in a grave.


Burial can take place after the funeral director hands the Green Certificate from the Register Office to the cemetery registrar. Here are some points to consider if you choose a burial:

If there is an existing grave, for example a family plot, and there is room for a further interment, this is the simplest option. If a new grave is needed, this can be arranged by the funeral director or with the cemetery directly. However, new graves tend to be costly and there may also be restrictions on the type of memorial or headstone that can be placed on the grave, depending on the church authority.

Ecclesiastical Planning Services Limited (EPSL) Reg. No. 2644860. EPSL is an Appointed Representative of Ecclesiastical Financial Advisory Services Limited (EFAS) Reg. No. 2046087. EFAS is authorised and regulated by the Financial Conduct Authority. Firm Reference Number 738805 (EPSL) and 126123 (EFAS). Both companies are registered in England at Beaufort House, Brunswick Road, Gloucester GL1 1JZ.
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